Benchmark Lending

Benchmarking

2008-12-22T16:14:00.003+07:00

Process benchmarking: an application to lending products

Benchmarking techniques evolved from Xerox’s pioneering visit to Japan in the late 1970s. However, the application of the benchmarking concept to the banking industry did not take place until the late 1990s. Process benchmarking, in particular, is a tool that helps FIs to cut costs, improve productivity and integrate business processes. Although process benchmarking involves divulging what may be considered as sensitive or confidential information, forming de facto benchmarking partnerships with competitors allows participating institutions to compare cost and output advantages and disadvantages, when performing key processes involved in lending operations. This paper presents an application of process benchmarking to lending operations across Australia to highlight differences in costs involved in seemingly identical value chains.

Article Information:

Title : Process benchmarking: an application to lending products

Author(s): Sarath Delpachitra, Diana Beal

Journal: Benchmarking: An International Journal

Source: emeraldinsight.com

Benchmark Lending

2008-12-12T17:49:00.001+07:00

Benchmark lending was something I had never heard of. I did some research, and found it has to do with interest rates and banking, which seems to be a popular theme among high paying keywords. The benchmark rate is set by the Federal Reserve in the United States, and it is the interest rate the banks pay when they borrow money. That's right, your bank borrows money, too! They must have a certain amount of money on reserve, and when they don't they borrow money over a very short term (such as one night). So why is this term so valuable? Banks and mortgage companies seek out people who might need a loan. Banking makes it's money on loans, it's just a valuable business to be a part of when there are lots of customers. This price seems almost reasonable compared to many of the other keywords.

This page of Benchmark Lending information is intended to show you why it is a high paying keyword, so you might be able to understand what you'll need to know to make a website centered around it. Other sites just give you a list, I am just trying to explain why each keyword is on those lists. I do not claim to be a Benchmark Lending expert, and I encourage you to do your own research. The price for each keyword comes from a variety of high paying keyword lists, and I do not guarantee it is accurate at the time of your visit.

Source: Benchmark lending Keyword Information

Benchmark Lending

2008-11-29T16:40:00.000+07:00